This is actually a very common problem for divorced couples. One member of the couple runs up an extreme amount of debt and then after the split, the creditors continue to mail letters and call the only known address and telephone number they have on file.
If this is your situation, there are a few things that can be done to stop this from continuing.
The first piece of advice is to not open up any mailings. It is against the law to open up another person’s mail and married or not, you can get yourself into quite a bit of trouble by doing this.
Mark each letter “not at this address” or “no longer at this address” and send them back.
If the name of the company is on the letter, you can also write or call them and tell them the individual is no longer at this address.
Do not give your contact information, as they will store it in the database and may contact you again for information. Simply inform them the name of the person on the envelope and the fact that said person no longer resides at the address.
Your next step would be to reach out to your ex and have them contact the companies to provide the proper information. If the relationship is still strained, this might be somewhat of a challenge.
Take the approach that you are only trying to make sure their credit is not ruined and it is in their best interest to contact the different companies to arrange payments.
If possible, make a list of all creditors or actually bring the mailings to them.
Life can be difficult enough without having to deal with the hassle of someone else’s credit problems. Talking to an ex about things such as this can be difficult, especially if money was at the root of the marital problems, but there is no reason you should be hassled for debt that is not yours.
Follow the tips above and you should get some relief soon.