Trying to get any type of credit after a debt relief order (DRO) or a bankruptcy can be very difficult. In most cases, the black mark will stay on the credit report for at least six years.
While it is possible to rebuild your credit, it will be extremely difficult to get any type of standard credit, a mobile phone contract being a perfect example, within the first few years of the order having been filed and completed.
The first two or three years will be the most difficult, even assuming you continue to keep your credit spotless after the DRO.
The only credit a person would likely receive would be that of bad credit credit cards and high-interest loans from secondary institutions.
However, even though the credit cards will have an obscene interest rate, you are best served to get one with a low limit and use it for purchases that can be paid for as soon as the bill arrives.
In regard to being able to secure a standard mobile phone contract, that is likely still out of the question. It is worth noting, however, that quite a few companies offer month-to-month service or cash service for mobile phones.
Rates may be a bit higher, but you will have access to a mobile phone while your credit recovers from the DRO.
Over the last couple years of the DRO remaining on your credit report, you will more than likely start to receive some more favorable offers. When a better interest rate for a credit card is presented, try and secure it if your credit is rising and you have a good chance of being approved for the card.
Again, assuming no negative action since the DRO, your credit rating should start to creep into the mid-600s by this time. You may also want to once again try to secure a regular mobile contract at this point, as you are more likely to be approved for a plan.