If cash remains after paying monthly expenses, do not sit on it. Make that money work by placing it in a regular saver account. Though savings rates have recently declined, a disciplined approach to monthly savings can be a moneymaker. Most easy access accounts pay two percent or less but a regular savings account can be more lucrative, offering steady savers an opportunity to earn more from their stash. However, a critical eye is required to identify the most attractive … [Read more...]

While many UK residents are focused on saving money, they should not ignore the urge to get away when spring arrives. A springtime holiday refreshes the mind and rejuvenates that body. If the entertainment budget is small, there are several ways to enjoy a getaway while still having money left for another trip during the summer or fall. Explore these ideas and then plan a journey for springtime fun. Stay Close to Home One way to keep holiday costs down is to go on day trips rather than … [Read more...]

These days, it is difficult to get through a day without spending money. Simply getting from home to work may involve fuel or public transportation expenses and money for a hot beverage or the newspaper. However, there are ways to get through life without continuously emptying the wallet. The best approach is to spend nothing at all and freebies make this possible. Though each offer may not be enough to change our lives, when combined, freebies can make a big difference in the household … [Read more...]

Even the most careful drivers are facing increasing car insurance premiums, causing many to consider selling their vehicles and carpooling or using public transportation instead. Taking such drastic measures is unnecessary because there are several easy ways to reduce car insurance expenses. By following these tips, drivers can keep their cars on the road without taking a huge dent out of their household budgets. Negotiate with Insurance Providers When a car insurance bill arrives … [Read more...]

With millions of people in debt, people who earn more than they spend should consider themselves lucky. However, even many of those folks are in debt to mortgage companies and vehicle lenders. As of November 2012, average UK household debt including mortgages was £53,867. Take debt out of the equation and the average UK household still owed £5,914. As the saying goes, one must spend money to make it and that is why so many people invest in the markets. Saving Is Not Investing Many people … [Read more...]

Warm weather means it is time to enjoy the outdoors. There is no more comfortable and affordable place to experience nature than at home so get the yard and garden into shape. Growing big, beautiful plants and flowers does not require a big budget. Learn how to garden to make the neighbors jealous without spending a lot of money. They will think you spent a small fortune to achieve the beautiful results and the plants and flowers will never give up the secret! Getting Free Advice Before … [Read more...]

When spring arrives, most people cannot wait to celebrate because they remained indoors for months while snow and ice covered the ground. Spring is the season to get outdoors and spend time with friends and family. This calls for a celebration and though many people would love to play host, most of them do not have large entertainment budgets. With these inexpensive decorating ideas, anyone can afford to host a spring celebration. Begin With The Table Most parties center around a table … [Read more...]